Business & Agri Loans

Newmarket Credit Union is open and committed to lending to local businesses and farmers within our common bond. We recognise that small businesses and farms are key contributors to our economy and are vital for its growth.

  • To avail of a Business or Agri Loan, the purpose of the loan must be non-personal, and must be for a business, trade, profession or farming purpose. Loans are not available for buy to let property purchase.
  • Business plans and 3 years cash-flow projections are required for loan amounts greater than €25,000. Further details can be obtained from our lending officers.

Details of Government Support Schemes

Information on government supports can be found at the following links:

Financial Difficulties

If you have a business / agri loan and are experiencing financial difficulties, it is important to ensure that you contact the credit union as soon as possible to advise of your situation.

Please see Information Leaflet for SME Borrowers who are in Financial Difficulties.

Loans are subject to approval. Terms & Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Benefits of Membership

Members can take out flexible loans after joining, and repay at tailor-made schedules. All our loans are fully insured (for free), against disability or death.

Quality Service, No Fees

You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.

Pay by Standing Order

Arrange a Standing Order and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.

Member Services

Take advantage of a host of additional member services available. See our Available Services page for more details. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.